Brushing and flossing are only half the care your smile needs to stay healthy. Your oral health also relies on regular appointments with a dentist. Dental insurance allows you to benefit from the high-quality services you need for affordable rates. While 156 million Americans have dental insurance, less than 3% of people meet or exceed their annual limits. If you don’t use all your coverage before the end of the year, you can lose hundreds to thousands of dollars that could have been spent on your smile. Dental insurance can be confusing, but don’t throw money down the drain. You pay your premiums every month, so why not use your benefits? Here’s how your coverage works to achieve the healthy smile you deserve.