If you’ve been waiting for the perfect time to replace your missing teeth with dental implants, this is it! There is still time to use your dental insurance to offset the cost. Contrary to what you might have heard, you can use your coverage to treat tooth loss; however, there are a few things you should know when budgeting for your new smile.
Factors Affecting the Cost of Dental Implants
There’s no flat fee for dental implants because every mouth is unique. Various factors will influence the amount you’ll pay, like:
- Preparatory Procedures: It’s not uncommon to require a little prep work, like tooth extractions, gum disease therapy, or bone grafting.
- Placement Surgery: Sedation or anesthesia will keep you comfortable.
- Number of Teeth: Replacing more than one tooth will require multiple implants and abutments, which will support either a crown, bridge, or denture.
- Materials: Discounted materials may cost less, but you can pay more long-term because they can be of low quality.
After examining your mouth, your implant dentist will create a personalized estimate and review your payment options, like using your dental insurance.
Maximize Your Dental Insurance
Paying your monthly premiums gives you access to affordable dental care. Your policy isn’t limited to cleanings and checkups. It also covers a wide scope of services designed to support your oral health. Although it’s unlikely your dental insurance will pay the entire cost, you can use your coverage to lower the amount you’ll pay for certain steps in your journey to a complete smile, like the consultation, preliminary treatments, or the restoration.
On average, less than 3% of Americans meet or exceed their annual limits, which means you likely have several benefits remaining. As the end of the year approaches, time is running out to use your dental insurance because it will reset at the end of the year. Nothing will carry over into 2023, and you won’t be reimbursed for your premiums or deductible. You’ve paid for your insurance all year, so why not use it to invest in the next best thing to your real teeth?
Your dental team will work on your behalf with your dental insurance to maximize any applicable benefits during each stage of your treatment. Since the process requires multiple steps, you don’t have to cover the remaining balance in one lump sum. You can pay for each step separately so it is easier to budget for dental implants.
Invest in a Complete Smile
Dental implants are the most cost-effective option for tooth loss. Your dentist will help you find the solutions you need to rebuild your smile on a budget. Besides using your insurance, many offices allow you to make monthly payments with third-party financing. You can achieve your best smile, even if money is tight.
About Dr. Cher Rich
Dr. Rich achieved her dental degree from the University of Texas at Houston Dental School and has regularly completed continuing education in advanced services, like dental implants. She works with many dental insurances to keep her services affordable. If you’re ready to replace your missing teeth, contact our office today to request your consultation.